Sousa Financial
Welcome ! In today's fast moving world, with the access to information available at your finger tips, there remains a need for an experienced financial professional that can help guide you through life's financial challenges such as planning for a child's education, planning for retirement, protecting one's hard earned assets and transferring wealth to the next generation.
Personal relationships are the cornerstone of our business and we strive to understand what is important to you, your family and/or business. We take great pride in being entrusted with your personal, financial and confidential information. Partnering with Royal Alliance Associates, Inc., an independent Broker Dealer, provides us access to independent world class money management, products and services. In addition, we also provide access to guaranteed and non-guaranteed insurance products through our independent insurance license. Our Independence is essential to Work in Your Best Interest. We also offer Financial Planning services as part of our overall management .
Retirement planning has become a focal point at the workplace. The small business owner (plan sponsor) has been entrusted with this role and fiduciary responsibilities. As a Retirement Plan Consultant, we can help guide plan sponsors with the selection or review of their corporate retirement plan, plan administration, investment platform, investment choices and employee education. We provide an independent retirement plan analysis that can be used as part your annual due diligence retirement plan review with full disclosure of all fees, expenses and investment performance benchmarked against comparable retirement plans.
We hope your visit to our website will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. More importantly, we hope you see the value of working with skilled and experienced financial professionals when you evaluate and pursue your financial goals.
Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't’ want you to miss any developments in the area of personal finance.
Newsletters
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HDHP/HSA Pairing May Help Control Medical Costs
High-deductible health plans offer potential savings by encouraging cost-effective choices in medical spending, as well as eligibility for a health savings account with tax advantages.
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HOT TOPIC: What’s Happening in the World of Higher Education?
This article covers the decline in college enrollment, recent developments in student debt and financial aid, and tips for making cost-effective decisions.
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SECURE 2.0 Makes It Easier to Give and Receive
The SECURE 2.0 Act modified the rules for qualified charitable distributions to allow funding a charitable gift annuity or charitable remainder trust from an IRA.
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Will You Work Beyond Traditional Retirement Age?
Does your income strategy beyond traditional retirement age include receiving a paycheck? This article looks at the advantages and disadvantages of working later in life.
Calculators
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Credit Card Debt
How Long Will It Take to Pay my Balance?
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.